Colorado Insurance Disputes

Insurance Disputes, Bad Faith, and Medical Denials

Being injured in an automobile accident can be a traumatic experience—finding out that your insurance company has denied your medical claim can be devastating. After an accident, you trust that your insurance company will cover all the medical testing, surgeries and rehabilitation you need to fully recover. When they fail to do so, you may be left feeling all alone during the most difficult time in your life. If this occurs, you need an experienced and aggressive Colorado personal injury attorney on your side.

Insurance companies unfortunately have responsibilities to keep their profits high and their liabilities low. As a result, they may try to unreasonably deny your medical claims, even though they have no right to. When they do this, they are said to be acting in Bad Faith and may be held liable for breech of contract and more.

Not Covered: Your medical insurance company may deny your claim on the grounds that your policy simply does not cover a particular surgery, service or drug. 

Not Necessary: They may attempt to tell you that the treatment is not “medically necessary” according to their policies.

Pre-existing Condition: They may even deny your claim if they believe that your injuries were caused by a pre-existing condition, rather than the accident.

When this occurs, you need a Colorado personal injury lawyer that is skilled in negotiating with large insurance companies. Your personal injury lawyer will be able to work closely with your physicians to get you the medical treatment you need and defend your rights.

If you have been injured in an accident and your insurance company is unfairly denying your medical claims, it is important to know that the Colorado law is on your side. A Colorado personal injury lawyer will be able to get you the compensation you need to fully recover after a traumatic accident.

Call Pueblo Personal Injury Attorneys at Smith & Smith today for a free consultation. (719) 544-0062.


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Personal Injury Attorneys at Smith & Smith also serves clients in Pueblo West, Penrose, Florence, Salt Creek, Avondale, Boone, Canon City, Colorado City, Swallows, and Fort Carson, Colorado.